Helping You See Your Financial State Isn’t As Bad As You Think - Consumers usually think their situation is beyond repair, but it’s hard to be objective when you’re in the thick of it. We will dissect your current situation and give a diagnosis for a path to financial security.
Creating a Budget – Budgets are key to the success of long-lasting prosperity. A well-planned budget can put your financial picture into focus and build a framework for moving beyond the cycle of debt. Itemizing your bills in detail allows you to clearly see how much income you need to live on and how much you can dedicate to debt elimination and wealth building. We can help you go on a successful “financial diet”.
Creating a Plan of Repayment Due to Hardships – If you’ve suffered hardship through job loss, injury, or family crisis, AND have a good payment history with your creditors, we can often coach you on how to negotiate an alternative payment plan. Options may include moving a few payments to the rear of your loan, asking for an extension, or allowing partial payment for 6 months.
Creating a Plan for Financial Success – We will help you understand how interest works and how to adjust your budget as your situation improves. Over time, you will be able to leverage your credit to build assets instead of liabilities, helping you grow your wealth and build a secure financial future.